Property investment relies heavily on getting finance and cash flow right. Unfortunately, most investors don’t understand this. You would never run a business without planning your cash flow and funding costs, and you should always do the same when it comes to property investment and property investment loans. You should always treat property investment like it’s a business. Whether you are a first time investor or a sophisticated property investor with a multiple property portfolio, it is important that you: Complete a detailed budget and quarantine savings towards your future goals away from your day to day needs. If you are planning to invest in property for the first time, plan to borrow. Regular savings and at least a nominal deposit will go a long way towards you getting the right results from your prospective lender. Structure your finance correctly. Separate your non tax deductible (Personal) debt from your tax deductible debt (Property investment loans) and focus your cash flow on paying off non deductible debt first. Understand your borrowing capacities and appetite for risk. Different borrowing strategies suit different people. It is always important to factor in variable borrowing costs such as interest rate movements into your calculations before obtaining an investment property loan. At Ironfish Money, we have the solution. Our focus is to help you build a sustainable investment property portfolio. We understand investment, and how structuring your investment property loan is crucial to achieving your investment goals. We have access to a wide range of lenders as well as unique property investment loan products for the sophisticated investor. Find out more about our products. As a company who truly understands the cultural requirements of different ethnic communities, we have a team of Mortgage professionals who speak many languages. An investment property loan is just a product. It is important to think beyond simply getting a loan, and start thinking about who you invite into your financial life. We want to be your wealth partner. Your goals are our goals. Come and talk with us. We’re here to help.Fill on your details below to have one of our Mortgage Consultants contact you.
Whether you are a first time investor or a sophisticated property investor with a multiple property portfolio, it is important that you:
At Ironfish Money, we have the solution. Our focus is to help you build a sustainable investment property portfolio. We understand investment, and how structuring your investment property loan is crucial to achieving your investment goals. We have access to a wide range of lenders as well as unique property investment loan products for the sophisticated investor. Find out more about our products.
As a company who truly understands the cultural requirements of different ethnic communities, we have a team of Mortgage professionals who speak many languages.
An investment property loan is just a product. It is important to think beyond simply getting a loan, and start thinking about who you invite into your financial life. We want to be your wealth partner. Your goals are our goals. Come and talk with us. We’re here to help.Fill on your details below to have one of our Mortgage Consultants contact you.