Blog | Ironfish

Ironfish Offices

Select an office to view contact details

Are you a property developer?

Contact Head Office

Blog

what is important money or happiness

Wealth vs happiness

A message from our CEO & Founder, Joseph Chou This month, as many of you probably know, we have begun a new lunar year: the ‘Year of the Pig,’ according to the Chinese Zodiac. In China, the pig is a symbol of wealth and abundance. At Chinese New Year, we give out red packets filled […]

Views from West End

3 reasons to invest in Brisbane’s West End

A fusion of cultures and a lively, eclectic village vibe give the inner-city Brisbane suburb of West End a unique charm. But there’s an x-factor which has seen demand for property in the area increase by up to 30% in the last six months alone. Location West End is only 1km from the Brisbane CBD, […]

With thanks to our customers – from Ironfish

Last Saturday evening, Ironfish North Sydney and Burwood branches hosted a wonderful night on Sydney Harbour, celebrating the beginnings of a New Lunar Year, alongside nearly 400 of our valued customers. In a black-tie event aboard the luxury ‘Starship Sydney’ cruise liner, our customers and Ironfish Sydney staff took the opportunity to enjoy a great […]

Australian Space Agency: “One small step for Adelaide…”

Move over NASA, Australia now has its own Space Agency, and it’s set to open for business in brand-new headquarters in Adelaide, South Australia. The Australian Space Agency will be located at the former Royal Adelaide Hospital site in the ‘Lot Fourteen’ precinct, situated at the north eastern edge of city, adjacent to Adelaide Botanic […]

banking royal commission australian property investors

Royal Commission Final Report – what it means for property investors

Justice Hayne’s much anticipated Royal Commission Final Report was publicly released by the Government yesterday. The aim of the Royal Commission – which is the highest form of inquiry into matters of public importance – was to expose any wrong-doing in banks, insurance and superannuation companies. The Royal Commission Final report contained 76 recommendations to […]

what is negative gearing

What is negative gearing – and how do changes affect you?

With the Federal Election only months away, negative gearing remains front and centre as a major point of debate and contention between Australia’s two major political parties. Bill Shorten’s Labor Government has promised to overhaul negative gearing rules for investment properties should they win the election. The current Liberal government stands firmly opposed to the […]

Which up and coming Brisbane suburbs are tipped for 2019?

With many analysts dubbing Brisbane as the ‘quiet achiever’ of 2018 and the one to watch in 2019, the question that follows for many investors is: ‘which Brisbane suburb will be best to invest?’ At Ironfish, one Brisbane suburb firmly within our own sights is Rochedale. This southern Brisbane suburb benefits from excellent connectivity, being […]

joseph chou

Top 5 books to read in 2019 – and how to get the most out of them

A message from our CEO & Founder, Joseph Chou At the beginning of a new year, it’s so common to hear of people joining book clubs, making reading lists, or resolving to read a new book every week for the year. And every day you find someone sharing an article on social media that ‘you […]

property investment brisbane

Property: what can you buy for under $750K in Australia’s biggest cities?

In 2018, Brisbane/ South East Queensland (SEQ) stood out for its positive performance, posting housing value rises when its southern counterparts – Sydney and Melbourne – were recording falls. Driven by strong interstate migration rates, local demand and significantly more affordable house and land prices, the SEQ property market is tipped by analysts as one […]

property investment australia population

How big will Australia’s population be in 10 years?

  In August last year, Australia’s population clock ticked over to an historic milestone: 25 million people. It took Australia 23 years to increase from 15 million people to 20 million people. But the latest 5 million, to reach the 25 million milestone, was added in just 14 years. According to the Australian Bureau of […]

Melbourne rents still going strong

Amidst a backdrop of gloomy sentiment in the Melbourne property market, Melbourne rental prices are not showing any signs of slowing down. According to the latest rental data from Corelogic, in the 12 months to October 2018, Melbourne apartment rental growth increased by 2.5%. This translates to an increase of $10 per week for landlords, […]

financial wellbeing sydney

7 things you can do for your super & finances today

The Productivity Commission released a report today on superannuation in Australia, which found the current system is “harming millions of members” with underperforming funds, multiple accounts and excessive fees.  Specifically, some of the report findings include: Multiple accounts and underperforming accounts cost Australians nearly $4 billion each year. About one-third of all accounts are unnecessary […]

smart goal setting

Smart goal setting in 5 steps

A message from our CEO & Founder, Joseph Chou. People often think there’s a kind of myth or magic around success or successful people. But the truth is, there’s no such thing. There is, however, one thing that most people overlook: the importance of knowing, every time, exactly what you’re shooting for. Everything I’ve achieved […]

ironfish joseph chou

What property investors can learn from the 2018 market

An end-of-year message to investors from our CEO & Founder, Joseph Chou In my experience, most people already believe property is a great investment option and wished they’d started investing years ago. But whether it’s because of the media, wider market uncertainties, lack of time, knowledge, or the confidence to make a decision and take […]

interest only loans

APRA to remove interest-only lending restrictions on 1 Jan

The Australian Prudential Regulation Authority (APRA) has announced that it will remove interest-only lending restrictions from 1st January 2019. These restrictions were originally introduced in March 2017 and essentially forced lenders to restrict the percentage of their new interest-only loans to 30% of their total home loans that they issue. The restrictions have been very […]

property investment australia

Australia’s changing landscape – before & after transformations in our capital cities

The sheer scale of Australian investment into major infrastructure projects has been transforming the Australian landscape and improving amenity, access and liveability of our major capital cities. These city-shaping projects have also been a strong economic driver over the past several years. The creation of thousands of jobs has flowed positively into the labour market, […]

property investment australia

Challenges and opportunities in the current property market

Market insights from Ironfish Director, Property & Research, Grant Ryan As we begin a new year, many investors are wanting to know what 2019 may hold for the market and how this may impact their portfolio and potential investment decisions over the next 12 months. At Ironfish, we see three main challenges within the current […]

sydney university

University of Sydney announces new campus

Australia’s oldest university, the University of Sydney has announced plans to open a new campus in Western Sydney. The move reinforces the rapid expansion of Sydney’s west and its growing significance within the Greater Sydney Region. The new $500 million, 25,000 student campus is being delivered in partnership with the NSW government.  The campus will […]

“We wanted to invest again but this time in a systematic way”

Vivian Ma Public Servant (Federal Government) “I purchased one investment property in the past. But I was fully aware that I lacked long-term planning or strategy. I didn’t know how much I could afford to borrow, I didn’t know what kind of property I should invest in. I needed a professional I could trust to […]

ironfish property investment

What are the seeds of success?

At the heart of Ironfish is family values. A message from our CEO & Founder, Joseph Chou.   In 2006, Ironfish began with a single office, 12 staff and a mission to help people achieve long-term financial wellbeing through strategic property investment. We had a vision to build a property investment services company that would […]

property investment brisbane

Brisbane’s newest river-front destination

Brisbane’s premiere new river-front destination is officially open, with stage 1 of the $110 million Howard Smith Wharves redevelopment now complete. The first phase of venue openings includes 2 major event spaces: the Rivershed and Howard’s Hall, along with craft brewery Felon’s Brewing co, an old-world over-water bar called Mr Percival’s as well as parklands […]

mortgage broker

Banks now offering steep discounts for some investors

With lending criteria tightened, leaving a smaller pool of property investors shopping for home loans, major lenders including the big 4 banks are now vying for investor market share. As a result, some are now providing very attractive discounts to win the business of new investor customers with strong financial profiles. ‘Mortgage rates remain low […]

where to invest in australia

Capital cities Vs regional towns – where should I invest?

When it comes to price growth in capital cities vs regional towns, one has far eclipsed the other over the last 5 years. Market analysis by independent property research company RiskWise reveals that residential properties located in capital cities have in fact greatly outperformed their regional counterparts over the past 5 years. Capital city houses […]

“You don’t have to compromise on lifestyle to invest”

  Tony Ng  Chartered Accountant “A lot of people feel they have to compromise big time on their lifestyle to become an investor, but in my experience, it wasn’t the case. As a young professional, it’s completely do-able.” CASE IN PROFILE 29-year-old Chartered Accountant Purchased 4 properties through Ironfish Portfolio of 6 properties in total […]

Australia’s annual economic growth highest in 6 years

Latest figures reveal that Australia has achieved the strongest annual GDP growth in 6 years. The June quarter result represents the fastest rate of growth since September 2012, during the height of the mining boom. “This exceptional result bodes well for the property markets, with economic growth accompanying Australia’s rapid population growth which is concentrated […]