Download our in-depth analysis of the Brisbane property market and what this means for investors here. There is one question investors always want the answer to: “is now the right time to buy?” At Ironfish, we know that what’s likely to happen over the next 10 years in the property markets is more important […]

Clint Indrele Workplace Relations & HR Consultant “The one thing I like most about how this played out is the convenience of the process. I’d probably still be sitting around waiting to make a decision on a property, had something like this not come along.” CASE IN PROFILE Small business owner Experienced stock trader Purchased […]

Getting a mortgage will get easier from today. In good news for property buyers, APRA has today confirmed it will end the serviceability buffer requiring lenders to assess whether their borrowers can afford their mortgage repayments using a minimum interest rate of 7%. Effective immediately, banks will now merely add 2.5% on top of the loan’s actual […]

With tax time upon us again, and as we begin a new financial year, we invited one of our property partners: BMT Tax Depreciation to explain the ins and outs of tax depreciation. Do depreciation deductions apply to your investment property? Owners of income producing properties are eligible to claim tax deductions for a number […]

A message from our CEO & Founder, Joseph Chou When I was a student and arrived at my university – one with a reputation for being the best in the country – I was immediately overwhelmed by how advanced everyone else was compared to me. They were better students, they came from wealthier families, had […]

Last week our Sydney teams and CEO flew to Brisbane to tour ‘The Mews’ – a recently completed apartment building by developer Pellicano as part of the South City Square master-planned precinct in Woolloongabba. South City Square has been planned and designed as a mixed-used development centred around a large green square. Around the green […]

For most Australians who live in an apartment, the experience is pretty similar across the board. You come home to your building, which is hopefully in decent repair and well presented – although perhaps a little old-fashioned. You go through a small, unassuming foyer and climb the stairs up to your apartment. The apartment itself […]

Last week Uber announced to the world that the first non-US city to trial its brand-new Uber Air service would be Melbourne, Australia. The Victorian capital will join US cities Los Angeles and Dallas in a pilot of Uber Air flights, with commercial operations expected to roll out in 2023. Air Taxis: “same price as […]

Queensland’s 2019/2020 State Budget, unveiled by Treasurer Jackie Trad earlier this week, confirmed the state’s continuing investment in major infrastructure. The Budget includes a $13 billion capital works program which will directly support 40,500 jobs across Queensland (and 15,000 in Greater Brisbane). Source: Queensland Government, Jun 2019 Source: Queensland Government, Jun 2019 “Through this budget, […]

Here at Ironfish, we are proud to practice what we preach. Many of our staff are property investors themselves, and have kindly agreed to share their individual stories and their own personal property investment tips.    Aidan Zhu Ironfish Brisbane Senior Property Strategist “I started with a $50,000 deposit and now I’ve got a $6 […]

You won’t find him on any rich lists – not because he doesn’t belong there, but because Tim Forrester, Aria Property Group’s CEO & Founder, prefers to travel under the radar. In addition to being one of the (quietly) wealthiest individuals in Australia, Tim Forrester runs a billion-dollar property development company which has single-handedly transformed […]

The Reserve Bank of Australia (RBA) has today cut the cash rate by 25 basis points to a new record low 1.25%. This marks the first move in the official interest rate since August 2016. The RBA noted that the cut was delivered to help “support employment growth and provide greater confidence that inflation will […]

A message from our CEO & Founder, Joseph Chou Two weeks out from the Coalition victory and the overwhelming response from customers, colleagues, developers, business associates, financiers, has all been very positive, and it has been a welcomed result for the property industry and property investors. Compared to other developed nations, the Australian economy has […]

As Sydney’s north-western residents this week enjoy the fruition of years of planning, development and construction in the launch of Sydney Metro North-west – the project, in many ways represents just the beginning of big infrastructure set to transform Sydney’s west over the next decade. From West Connex, expected to open later this year to […]

Sydney commuters will get to ride the city’s first driverless train when the Sydney Metro opens to the public this Sunday, 26th May. And for its opening day, the metro trains will be free of charge for passengers. Sydney Metro will offer high frequency, turn-up-and-go services along the ‘Metro North West Rail Line’ which spans […]

Hot on the heels of the Coalition’s win at the recent Federal Election, APRA has now indicated it will look to potentially lower serviceability requirements for new home loans. The Coalition victory has removed uncertainty around negative gearing and capital gains tax changes, which is expected to bolster the wider market, and according to Goldman […]

The differences in housing/property related policy between the two major parties have been well publicised – namely negative gearing and capital gains tax. But what about all the ways both parties are actually aligned? We took a look at four key areas where both Labor and Liberal federal governments largely agree on policy decisions, and […]

According to research by the Reserve Bank of Australia (RBA), approximately 30% of home loans are two or more years ahead of their scheduled repayment date. The vast majority of remaining loans are estimated to be at least one month to 24 months ahead. On the other hand, the percentage of mortgages that are ‘impaired […]

  Christine Ricketts Cellar Director, Cellarmasters “I had a poor experience with a previous investment property/property company, so I was extremely cautious about investing again with a new company. I had my cynical hat on and checked and double checked everything Ironfish told me. Ironfish was so patient and really good with finding answers and […]

Despite some market anticipation around a potential rate cut today, the RBA has kept the cash rate on hold. The cash rate has remained at a record low of 1.5% for 32 consecutive months. Arguments for the bank to cut rates ahead of the Federal election later this month were largely centred on Australia’s very […]

Sydney, Melbourne, Brisbane, Perth, Adelaide: is it really possible to get into the property market with a budget of only $400,000? Whether affordability is your top priority or you’re just looking to snap up a ‘bargain,’ we look at which city can deliver more bang for your buck, and explain the typical costs associated with […]

  Here at Ironfish, we are proud to practice what we preach. Many of our staff are property investors themselves, and have kindly agreed to share their individual stories and their own personal property investment tips.    Chen Chen Property Investment Strategist, Ironfish Melbourne Box Hill “Before Ironfish, I always thought property investment was something […]

A message from our CEO & Founder, Joseph Chou. The interesting thing about property investors is that so many do not associate buying a property with becoming financially independent. So many investors let emotion guide their purchases, rather than making a strategic decision on what’s right for their portfolio. Some bought in Sydney after the […]

A new City Deal has been announced for the South East Queensland (SEQ) region which could contribute up to $58 billion for the local economy. The SEQ City Deal is a partnership between Federal, State and Local Government to align planning, investment and governance of the region to deliver better transport connectivity, more jobs and […]

Parents can save up to $750,000 in school fees for choosing public education over private a new study has shown. A study on the typical costs for a public education versus a private education across Australian metropolitan regions was conducted by the Australian Scholarships Group (ASG) in collaboration with Monash University in early 2019. The […]